⚡ 6 free tools — no sign-up, no tracking, no BS

Every big money decision has a fork in the road

We build free, beautiful calculators that help you see both paths clearly — so you can pick the one that's actually right for your money.

6

Decision Tools

$0

Always Free

0

Accounts Required

Pick Your Decision

Each tool is built to answer one specific financial question with real math — not opinions.

Compare the true cost of renting versus buying a home over your chosen time horizon. Includes equity, appreciation, and opportunity cost.

Housing Mortgage Investment

Should you pay off debt first or invest the extra money? Add all your debts, compare avalanche vs snowball, and see the net worth difference.

Debt Strategy Net Worth

Roth vs Traditional

Compare after-tax retirement balances for Roth and Traditional accounts. Uses real tax brackets and accounts for investing the tax savings.

Retirement Taxes IRA / 401k

House Affordability

Find your conservative, comfortable, and maximum home price based on income, debts, and the 28/36 rule. Includes full payment breakdown.

Housing DTI Budget

Compound Interest

Visualize the exponential power of compound interest. See how starting amount, contributions, rate, and time work together to grow your wealth.

Growth Savings Investing

Get a personalized savings target based on your expenses, job stability, and risk factors. Plus a savings plan to reach your goal.

Safety Net Savings Planning

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Real Math

Every calculator uses actual financial formulas — not rules of thumb. See the real numbers behind your decision.

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No Sign-Up

No account, no email, no data collection. Just open the tool and start calculating. Your data stays in your browser.

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Instant Results

Every input updates results in real-time. Drag a slider and watch the numbers change — no "calculate" buttons to click.

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Works Everywhere

Built for desktop, tablet, and mobile. Make smarter money decisions from anywhere.

Stop guessing with your money

Every financial decision is a fork in the road. Our tools show you what's down each path — so you can choose with confidence.

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